Wishing You Happy Holidays (already?????)

Yes - it's that time again.  Time to start making Christmas cards!  I bought a stamp and paper set from Close to My Heart and absolutely adore it!  The papers are so elegant!  I see several cards with this paper in my future...  Rather than copy the Close to My Heart layout suggestions I have taken some inspiration from several great challenge sites (I've been a bit out of the challenge world lately so I'm catching up with old friends and new inspirations):

• Sketch - based on a Pagemaps sketch for Stacy's September challenge at Sketches4All
• Text and Gold - the idea to accent the ribbon ends with gold, use gold thread to hang the ornament and use gold metallic paper for the top layer of the ornament (along with the text of the sentiment) came from Cupcake Craft Challenges #210
• Ribbon - Paper Pretties Monday Challenge - PPMC57